Current Mortgage Rates

With respect to non-private mortgages, our services are covered by the lender, you pay $0 for our time. There is no upfront cost to our consumers to complete an initial review and assessment of your file.

Amansad Financial Current Mortgage Rates

View our current mortgage rates below and use our payment calculator to see what mortgage option might work for you.

TRADITIONAL LENDING RATES

Mortgage Term Our Best Rates Most Banks
1 Year Closed 2.44% 3.09%
1 Year Open na na
2 Year 2.54% 3.19%
3 Year 2.94% 3.59%
4 Year 2.99% 4.09%
5 year 2.99% 4.84%
7 Year 3.59% 5.50%
10 Year 3.64% 6.30%
3 Year Variable n/a 4.40%
5 Year Variable 2.35% 3.20%
 Bank Prime is currently 3.20%

Note 1: Rates subject to change without notice
Note 2: All rates are O.A.C
(All the above rates are for non-private mortgages.)
Private & Alternative Mortgages are subject to higher rates.

Please call for details on private mortgage lending and rates.


REVERSE MORTGAGE RATES (55+ only)
(no required monthly payments)

Reverse Mortgage Rates Age 55+ Interest Rates
6 Month
5.39%
1 Year
5.39%
3 Year 5.59%
5 Year 5.99%
5 Year (variable)
5.49%
(Reverse Mortgage Prime is currently 3.20%)

Note 1: Rates subject to change without notice
Note 2: All rates are O.A.C
(All the above rates are for non-private mortgages.)


INCOME ADVANTAGE (55+ only)
Receive lump sum or monthly installment income tax free!

Mortgage Term Income Advantage Plan Interest Rate
5 year Variable
(prime plus 1.75%)
Planned Advanced 4.99%
1 Year
Lump Sum Account  4.89%
3 Year Lump Sum Account  5.09%
5 Year Lump Sum Account  5.49%
5 Year (prime plus 1.75%)
Lump Sum Account  4.99%
Income Advantage prime is currently 3.20%

Note 1: Rates subject to change without notice
Note 2: All rates are O.A.C
(All the above rates are for non-private mortgages.)

 

We draw on our vast network lenders and banks to get the lowest mortgage rates in Canada. We will take through the entire process, from application to closing.

Ready to get started? Contact us using our pre-qualification form and we will call you within 1 business day,  or give us a call.

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