Privacy Policy / Terms and Conditions

Amansad Direct Lending Group (“Amansad”, “we”, “us”, “our“) respects the privacy of all clients. Amansad is a Brokerage in Alberta and British Columbia. We are committed to keeping your personal information accurate, confidential, secure and private. We have adopted the following Privacy Policy to ensure that we continue to meet our commitment to your privacy. The following sections, read as a whole, comprise of our Privacy Policy:

  • Introduction
  • The Ten Principles of Privacy
  • Application of the Ten Principles
  • The Kind of Information We Collect
  • How We Use Your Information
  • When We are Permitted to Disclose Your Information
  • With Whom We May Share Your Information
  • How We Safeguard Your Information
  • Web Site Security
  • Accessing and Amending Your Information
  • Opting Out
  • Anonymous Information and “Cookies”
  • Questions, Concerns and Complaints about the DLC Brokers For Life Privacy Policy


Amansad Direct Lending Group is a mortgage Brokerage. We ensure compliance with provincial laws. We  provide a variety of products and services to the public, including but not limited to: mortgage brokerage services. In the course of providing these products and services,we may collect certain personal information about its clients with their consent. “Personal Information” means information about an identifiable individual. This may include, without limitation, the individual’s name, home address, age, income, credit history or other financial information, credit card information, personal preferences and other information about his or her family. Personal Information does not include the name, title, business address or telephone number of an employee of an organization. In the course of providing mortgage broker services to customers, we routinely share this information with others such as credit reporting agencies, financial institutions, and mortgage brokerage systems suppliers as well as others who are directly involved in the mortgage process. Our Privacy Policy is based on, and complies with, Canada’s Personal Information Protection and Electronic Documents Act (“PIPEDA”), which includes the Ten Privacy Principles outlined in the Canadian Standards Association Model Code for the Protection of Personal Privacy. For more information about this legislation, please visit the official Web site of the Privacy Commission of Canada at This Privacy Policy describes the ten principles that we follow to ensure that we protect your Personal Information when we collect, use or disclose it in the course of carrying on commercial activities in Canada. We will have access to Personal Information and will adhere to the Privacy Policy and related procedures. To this end, Amansad has appointed a Chief Privacy Officer to ensure compliance and to address your privacy concerns.

The Ten Principles of Privacy Principle

1 – Accountability Principle

2 – Identifying Purposes Principle

3 – Consent Principle

4 – Limiting Collection Principle

5 – Limiting Use, Disclosure and Retention Principle

6 – Accuracy Principle

7 – Safeguarding Personal Information Principle

8 – Openness Principle

9 – Access Principle

10 – Addressing Complaints

Principle 1 – Accountability

We are accountable for all Personal Information in its possession or custody, including Personal Information disclosed to third parties for purposes of providing services requested by you.

Principle 2 – Identifying Purposes

We will inform you of the purposes for which it is collecting any Personal Information, before or at the time the information is collected. Often the purpose is outlined with the body of any mortgage application or contract for services you may execute when dealing with us.

Principle 3 – Consent

We will obtain your consent before or when it collects, uses or discloses your Personal Information. Consent can be expressed, implied, or given through an authorized representative. You may withdraw your consent at any time (subject to any legal consequences of which you will be informed). However, we may collect, use or disclose Personal Information without your knowledge or consent in exceptional circumstances where such collection, use or disclosure is permitted or required by law.

Principle 4 – Limiting Collection

The information we collect will be limited to those details necessary for the purposes it has identified to you or to perform the services you have requested. Information will be collected by fair and lawful means.

Principle 5 – Limiting Use, Disclosure and Retention

Personal Information will only be used or disclosed for the purpose for which it was collected unless you have otherwise consented. Personal Information may only be retained for the amount of time needed to fulfill the purpose for which it was collected. In certain exceptional circumstances, we may have a legal duty or right to disclose Personal Information without your knowledge or consent with respect to matters that concern the company’s or the public’s interest.

Principle 6 – Accuracy

We will keep Personal Information as accurate, complete and current as necessary to fulfill the identified purposes for which it was collected. You may have this information amended where it is found to be inaccurate or incomplete.

Principle 7 – Safeguarding Personal Information

Personal Information is safeguarded using measures appropriate to the sensitivity of the information and in keeping with generally accepted industry standards.

Principle 8 – Openness

We  will make information available to its clients, employees, contractors about the policies and procedures We use to manage personal information. 

Principle 9 – Access

Upon written request, you will be informed of the existence, use and disclosure of your Personal Information, and will be given access to it. We will respond to such requests as efficiently as possible. If we are prohibited from providing such access they will explain the reasons for the lack of access, except where prohibited by law.

Principle 10 – Addressing Complaints and Suggestions

You may challenge our compliance with this Privacy Policy. We have policies and procedures to receive, investigate and respond to complaints and questions regarding this Privacy Policy and our collection, use and disclosure of Personal Information. You may contact our Privacy Officer to express any concerns or to request access to your Personal Information. The contact information for this individual is provided at the end of this document.

Application of the Ten Privacy Principles – How we treat your personal information: The Kind of Information We Collect

Amansad will gather and use Personal Information in order to provide you with the products and services you have requested, namely: information that is required to effectively provide mortgage brokerage services and to ensure that you are satisfied with the products and services we have provided. We may also use your Personal Information to update you about our services and to offer you additional products or services that you may be interested in, so that we may continue to serve your needs. If you visit our website, we do not collect personally identifiable information about you unless you provide it. All information that you do provide us with is securely maintained and kept strictly confidential. This Privacy Policy does not apply to aggregated data from which it is not possible to determine the identity of a specific individual. We reserve the right to use aggregated data in any way that it determines appropriate.

How We Use Your Information

At Amansad, we use Personal Information for three general purposes:

  • To communicate with you in order to provide you with our products and services.
  • For inclusion in documentation relating to your particular financial transaction.
  • Transactional information to monitor our level of service and report back to you to ensure your satisfaction with the provision of such services.

We will only use Personal Information for the purpose that we have disclosed to you. If we want to use your information for a different purpose, we will notify you and ask for your consent first. When We are Permitted to Disclose Your Information We are obliged to keep your Personal Information confidential except under the following circumstances:

  • i. When Authorized by You
  • ii. When Required by Law
  • iii. When Permitted by Law
  1. When Authorized by You Many of the services offered by Amansad require us to obtain Personal Information about you in order to perform the services you have engaged us to provide. We will always obtain consent from you first, and we will never use the information for purposes other than those we have told you about. You may withdraw your consent at any time, subject to any legal implications (which we will inform you about). In some cases, if you do not consent to our use or disclosure of certain Personal Information, we may be unable to continue to provide all or part of the services you have requested.
  2. When Required by Law The type of information we are legally required to disclose usually relates to government tax reporting requirements. However in some cases, such as under a court order, we may be required to disclose certain information to persons specified in the court order. We will only provide the specific information requested and only upon being satisfied that the authorities have legitimate grounds to request the information.
  3. When Permitted by Law The legislation has provided certain situations where Amansad is legally permitted to disclose Personal Information without your consent. Examples include situations involving the collection of debt in arrears, medical emergencies, or suspicion of illegal activities.

With Whom We May Share Your Information

  1. Amansad Direct Lending Group – In the course of daily operations, access to sensitive Personal Information is limited to those Amansad employees, Licensees, Brokers and Agents with a legitimate reason for accessing it. We are required to follow all applicable laws and regulations, including this Privacy Policy. Unauthorized use or disclosure of confidential client information is prohibited and may result in disciplinary measures.
  2. Amansad Direct Lending Group Affiliates – In order to better meet your needs, we may share some of your Personal Information with our affiliates. We will only do this with your express consent and you may withdraw this consent at any time. The procedure for withdrawing consent is outlined below under the section “Opting Out”.

Amansad Direct Lending Group Third Party Suppliers – As you may know, we may engage and coordinate third party suppliers to provide you with certain services offered through Amansad. Such suppliers are only given the information that is needed to provide the specific service for which we contract them to provide. Suppliers are obliged to protect the confidentiality of your Personal Information and are prohibited from doing anything with this information that we have not authorized them to do. They are required to treat your Personal Information in a manner consistent with our Privacy Policy. 

  1. Sale of Business We may transfer your personally identifiable information to a third party in connection with a sale, merger or other disposition (whether of assets, stock or otherwise) of our business.

How We Safeguard Information

We have extensive controls in place to maintain the security of its information and information systems. Client and independent broker files are stored according to the sensitivity of the information contained therein. Appropriate controls (such as restricted access) are placed on our computer systems and data processing procedures. Physical access to areas where Personal Information is gathered, processed or stored is limited to authorized persons. When you telephone Amansad to speak about your file, you may be asked for some personally identifying information. This type of safeguard is designed to ensure that only you, or someone authorized by you, has access to your file.

Web Site Security

Amansad Financial has taken every precaution to safeguard client information. This site is encrypted using industry standard 256 Bit Encryption / SSL Security Certificate. It is also being secured by malware protection and firewalls at both the server and website backend. All client data is encrypted before, during, and after being submitted over the internet.

Accessing and Amending Your Information

As a client you have the right to access the Personal Information we keep in your file and you have the right to verify or amend the information if it is shown to be inaccurate. If you would like to view the Personal Information held in your file, please make a written request to the Privacy Officer at the address listed below. We will respond to your request as efficiently as possible. To make a change, please make a similar request in writing to the Privacy Officer.

Opting Out

In order to provide you with our services and products, We, with your consent, contact you and provide you with information on our products and services and may share your personal information with other affiliates. Should you not want to receive promotional materials from or have your Personal Information shared with these companies please contact the Privacy Officer at the address, phone number or email address provided at the end of this document.

Anonymous Information and “Cookies”

We may collect anonymous information about you. This means that the information collected cannot be traced back to a specific person. For example, our Web servers may record certain information automatically when you visit our website. This information is collected using “cookies” and might include the pages you visited, your IP (Internet Protocol) address and other site usage statistics. This anonymous information is used for research and analytical purposes only (like evaluating how many visitors our Web sites receive or which pages they visit most often). It does not reveal any Personal Information about you, the user. This aggregate data may be disclosed to third parties, but never with personally identifying information.


“Cookies” are small text files that contain a unique identification number that allows our computers to identify your Web browser (but not you) each time you visit one of our Web sites that uses cookies. The information helps Amansad improve the functionality of the site and enhance the navigation and security of your session. Most major Websites use this technology and most browsers are set up to accept them. You may configure your browser to notify you when you receive a cookie, and you may refuse to accept them entirely. However, if you refuse to accept cookies, you may limit the functionality that we can provide to you when you visit our site.

Questions, Concerns and Complaints

Changes to the Privacy Policy

We. reserves the right to modify or supplement this Privacy Policy at any time. 

Further Information

Amansad. has appointed Daniel Akowuah & Nadia Laraque-Akowuah as Privacy Officers to oversee compliance with this Privacy Policy and applicable privacy laws. For information on privacy practices, please contact us and select Privacy Practices.

If you have any questions, concerns or complaints about your Personal Information, or about our Privacy Policy, please contact us.


✔ No Initial Credit Check Inquiry (Only 30 seconds to complete)
✔ Same Day Response
✔ Fast, Efficient, & Friendly Service
✔ Private Mortgages are based primarily on Equity and the Property

✔ Bad Credit Mortgages are based primarily on Equity and the Property

✔ Traditional & Semi-Traditional Options also available
✔ Equity Based Secured Asset Loans

(The world moves FAST, RESPECTING your time is important.)

Amansad Direct Lending Group


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